Privacy Policy

Last Updated: September 2, 2026

This Privacy Policy explains how spire-beacon collects, uses, discloses, and protects your personal information when you use our website and services.

1. Information We Collect

We collect information that you provide directly to us, including:

Name and contact information when you submit inquiry forms
Email address for communication purposes
Service preferences and selections
Banking transaction history when you engage our audit services
Any other information you choose to provide

Automatically Collected Information

When you visit our website, we may automatically collect certain information about your device and usage patterns:

IP address and browser type
Pages visited and time spent on our site
Referring website addresses
Cookie data as described in our Cookies Policy

2. How We Use Your Information

We use the information we collect for the following purposes:

To provide and improve our banking fee optimization services
To respond to your inquiries and communicate with you
To analyze your withdrawal patterns and provide recommendations
To send service updates and important notices
To comply with legal obligations

3. Information Sharing and Disclosure

We do not sell, rent, or trade your personal information to third parties. We may share your information only in the following circumstances:

With your explicit consent
To comply with legal requirements or respond to lawful requests
To protect our rights, property, or safety
With service providers who assist in our operations, bound by confidentiality agreements

4. Data Security

We implement reasonable security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet or electronic storage is completely secure.

5. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law.

6. Your Rights

Under applicable data protection laws, you have the following rights:

Access to your personal information
Correction of inaccurate or incomplete data
Deletion of your personal information
Objection to processing of your data
Data portability

To exercise these rights, please contact us at [email protected].

7. International Data Transfers

Your information may be transferred to and processed in countries other than your country of residence. We take appropriate measures to ensure your data is protected in accordance with this Privacy Policy.

8. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children.

9. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of significant changes by posting the new policy on this page with an updated revision date.

10. Contact Us

If you have questions or concerns about this Privacy Policy, please contact us at:

Email: [email protected]
Address: Level 14, 382 Collins Street, Melbourne VIC 3000, Australia